Indexed Universal Life & Market Volatility
Here’s a snapshot flyer you can send to your clients
Your Indexed Universal Life (IUL) policy is designed to weather the financial storms that may occur throughout the years. This policy allows for flexible contributions that allows you to decrease or even increase funding.
Interest is credited based on how a financial index performs. The minimum interest rate is zero (a floor) that protects against loss. There is also a maximum that limits growth (a cap). The money in your policy is not directly invested in any index or the stock market.
Here’s an email template you can send to your clients
Recent market volatility has caught the attention of many individuals and businesses. As your insurance agent and fiduciary, I wanted to reassure you of the financial protection your life insurance policy offers you.
Your Indexed Universal Life (IUL) policy is designed to weather the financial storms that may occur throughout the years. This policy allows for flexible contributions that allows you to decrease or even increase funding.
Interest is credited based on how a financial index performs. The minimum interest rate is zero (a floor) that protects against loss. There is also a maximum that limits growth (a cap). The money in your policy is not directly invested in any index or the stock market.
Let’s set up a time to review the policy performance, index allocation options, and update beneficiaries if needed. Life can change quite a bit over the years so I recommend we make sure this policy matches your current lifestyle.