Guaranteed Universal Life
Low Cost permanent life insurance with guarantees
Return of Premium
- Guaranteed death benefit for the duration the client chooses
- Guaranteed no premium payments beyond age 100
- Acceleration of death benefit for chronic or terminal illness
- Guaranteed exchange privilege
- Guaranteed policy expenses — no hidden fees
Meet the needs of your clients looking for:
- Guaranteed death benefit protection
- An alternative to whole life
- A traditional universal life policy with solid guarantees
- A tool for estate planning
- A vehicle for legacy building
- Financial Security – Gain guaranteed death benefit protection when it’s needed most.
- Protection for unexpected illness – Accelerate a portion of the death benefit when certain conditions are met to help cover the cost of care or other expenses.
- Flexibility – Should your needs change, you may exchange your policy to meet your coverage needs.
- Control – Customize your policy to meet your needs with available riders and endorsements.