LIFE INSURANCE

Help your Clients prepare for Life’s unpredictable moments with Term & Permanent Life Insurance. 

NEW

LIVING BENEFITS!

Illness Protection Included!

TERMINAL ILLNESS

TERMINAL ILLNESS

CRITICAL ILLNESS

CHRONIC ILLNESS

CHRONIC ILLNESS

Most Popular Planning Solutions

College Savings

College Savings

Retirement Savings

Retirement Savings

Key Person

Key Person

Buy-Sell

Buy-Sell

Cross Purchase

Cross Purchase

Executive Bonus

Executive Bonus

How Much?

How much do you need?

Typically, experts suggest buying a life insurance policy that is 10 – 30 times greater than your annual salary depending on your age. However, that shouldn’t be your one and only factor in determining your family’s overall future financial needs.

It is critical to factor in childcare, transportation, health and dental insurance costs, education costs, mortgage coverage, funeral expenses, etc. A good rule of thumb is to consider how much will be sufficient to protect your family when you’re no longer there.

Questions to Answer

Funeral Cost

How much money does my family need to pay for funeral and other related expenses?

Large Debt

What type of large debt (such as student loans and mortgage expenses) am I leaving to my beneficiaries? If so, how much money does my family need to pay for this debt?

Family Needs

How much money will my family need to continue living the lifestyle they’re accustomed to as well as help them with their future expenses, such as college debt?

Who should buy?

If someone depends on you financially in any possible way, it is highly advisable to purchase life insurance. Depending on your specific life situation, you may need to purchase smaller or larger policies that meet your short or long term goals. 

FIT ANY LIFESTYLE

 

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